Modern API Platform For Fractional Shares
Alpaca Trading offers a modern API platform that allows developers to embed US stock investments directly into digital wallets. This innovative solution enables businesses to enhance their payment services by integrating investment features, creating a seamless experience for customers. With Alpaca's simple and clean API documentation and SDK support, developers can quickly add fractional shares investment functionality to their apps. The platform allows for investments from as little as $1, making it accessible to a wide range of users.
Flexible and Seamless Fund Transfers
In addition to enabling fractional shares investment, Alpaca Trading supports flexible and seamless fund transfers. By leveraging the assets held in customers' wallets, businesses can provide instant funding and post-trade settlement services. This capability enhances the user experience and streamlines the fund flow process, ensuring a hassle-free transition between spending and investing within the digital wallet app.
Instant Account Opening with KYC Compliance
Alpaca Trading simplifies the account opening process by offering instant account opening through KYC (Know Your Customer) compliance. By leveraging existing KYC work for brokerage services via CIP API (KYC reliance), users can opt-in and open an account instantly, allowing them to start investing right away. This eliminates the need for users to repeat verification processes, providing a frictionless onboarding experience.
Compliance and Regulatory Expertise
Alpaca Trading is a FINRA registered and DTCC Member correspondent broker-dealer for self-clearing, ensuring regulatory compliance and operational excellence. The platform is licensed to onboard end customers directly, clear trades for other broker-dealers, facilitate fund transfers, and offer trading of fractional securities. With expertise in compliance and broker-dealer operations, Alpaca Trading enables global partners to seamlessly integrate stock and options trading into their offerings, creating individual brokerage accounts for end-customers and optimizing business operations.