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Driving Innovation and Growth with Finacle for Digital-Only Banks

Comprehensive Digital Banking Solution Suite

Finacle for digital-only banks offers a comprehensive digital banking solution suite that covers core banking, customer onboarding, product origination, payments, digital engagement, and omnichannel digital experiences. With advanced architecture, this solution enables banks to onboard, sell, service, and engage retail, small business, and corporate customers on various digital channels like mobile, online, or RESTful APIs.

Leading Digital-Only Banks Rely on Finacle

Over a dozen digital-only banks globally rely on Finacle to drive their innovation and growth aspirations. The solution has been recognized by Forrester, named a leader in digital banking engagement hubs, for its strong API management, rich banking services, and top-tier engagement infrastructure, making it an excellent fit for custom-built apps seeking advanced solutions.

Driving Engagement Across the Customer Relationship Lifecycle

Finacle supports banks in digitizing the customer onboarding process, providing a frictionless experience. It enables self-service with financial nudges for savings and investments, and offers comprehensive capabilities to serve retail, business, and corporate customers. Case studies like Digibank by DBS showcase the success of this approach in acquiring millions of customers within a short timeframe.

Enhancing Customer Engagement With Ecosystem Propositions

The solution allows banks to participate in digital ecosystems, driving contextual engagements with Open and RESTful APIs. With the Finacle App Center, banks can foster rapid innovation within the bank and with partner ecosystems, enabling touch, chat, and voice-based interactions across devices and applications. Success stories like Paytm Payments Bank highlight the benefits of such engagements in fulfilling the vision of financial inclusion.

Deepening Customer Engagement Across Interactions

Finacle helps banks anticipate customer needs and offer actionable insights through a customer-led engagement engine. Personalized content and human-centric experiences elevate customer experiences, leading to enhanced cross-sell and up-sell success. Testimonials from Bank BRI Group and Discover Financial Services underscore the impact of Finacle in driving customer engagement and operational excellence.

Leveraging Cloud to Accelerate Speed of Business Innovation

The cloud-native suite of Finacle supports Kubernetes for deploying and operating on the cloud of choice. Banks can run Finacle on private or public clouds, opt for Software-as-a-Service (SaaS) offerings, or manage costs with consumption-based pricing models. The platform, endorsed by global institutions like Bank Rakyat Indonesia and Discover Financial Services, enables accelerated innovation and scalability while optimizing operational processes.

Get in Touch with Finacle

For banks looking to drive innovation, growth, and customer engagement through digital-only banking propositions, Finacle offers a robust suite of solutions and support. With a track record of success and recognition from industry experts, Finacle continues to empower banks in the digital economy, supporting them in delivering next-generation services and broad omnichannel capabilities.

Empowering Better Banking with Finacle Composable Platform

Introduction to Finacle and its Composable Platform

Finacle is a renowned banking solution provider with a strong global presence, serving clients in over 100 countries. One of their latest innovations is the Finacle Composable Platform, designed to empower better banking outcomes through adaptability and flexibility. This platform enables banks to swiftly respond to market demands, innovate rapidly, and create personalized customer experiences.

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Enhancing Corporate Governance with Finacle Solutions

Corporate Governance Principles

Corporate governance is a fundamental business process centered around the principles of accountability, fairness, and transparency. At EdgeVerve, our Board of Directors ensures that these principles underpin our relationships with stakeholders such as clients, shareholders, employees, and the broader community. By upholding ethical business conduct and commitment to values, we strive to enhance our brand image and reputation while meeting stakeholders' expectations.

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Transforming Banking with Finacle on Cloud

Introduction to Finacle on Cloud

Finacle on Cloud offers a cutting-edge solution for banks globally, providing a cloud-native, cloud-neutral platform that can be deployed flexibly on private, public, or hybrid clouds. The platform is designed to meet the diverse requirements of banks, allowing for Software-as-a-Service access. Built on Cloud Native Computing Foundation standards and the Twelve-factor App Methodology, Finacle applications utilize microservices running in a containerized environment orchestrated by Kubernetes, ensuring scalability and high performance.

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Revolutionize Corporate Banking Standards with Finacle Corporate Banking Solution Suite

Accelerate Truly Digital Corporate Banking

The Finacle Corporate Banking Solution Suite offers a comprehensive solution suite that caters to corporate banks globally, addressing their needs across deposits, lending, cash management, payments, trade and supply chain finance, online banking, and mobile banking. This cutting-edge suite empowers corporate banks to deliver customized services to organizations of different sizes and scales. It includes a robust API solution that enables the exploration of new business models and encourages innovation within ecosystems. By leveraging modern technologies like cloud computing, AI/ML, advanced analytics, open APIs, and blockchain, the suite facilitates the introduction of innovative offerings and propositions, reshaping the landscape for both corporate banks and their clientele in the digital era.

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Ensuring Privacy and Data Protection with Finacle

Personal Information Collection and Usage

Finacle, developed by EdgeVerve, focuses on respecting privacy and ensuring data security. Personal Information collected includes details provided on the website like name, email, designation, company, country, and telephone number. Additionally, information related to computer usage such as IP address, demographics, operating system, and browser type is gathered using cookies. This data is utilized for enhancing usability, site maintenance, creating user IDs, understanding website traffic, and providing personalized content based on user preferences.

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