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Moody’s Analytics Credit Portfolio Management Solution: Empowering Risk Managers with Comprehensive Insights

Analyse Risk, Act on Opportunity

Moody’s credit portfolio management solution equips banks, insurers, and asset managers with the necessary insights to analyze risks and capitalize on opportunities. By identifying short-, medium-, and long-term risks threatening the portfolio, the solution enables the testing and implementation of lending and hedging strategies based on segments, names, and product mix. This facilitates proactive risk management and strategic decision-making to optimize portfolio performance.

Steer toward the Target Portfolio

With Moody’s solution, institutions can build a robust risk infrastructure using applications like what-if analysis, concentration risk analysis, multi-period scenario analysis, stress testing, limit setting, and risk-based pricing. By defining target portfolios in terms of product, customer, and segment mix, risk managers can analyze the risk/return balance and transfer risks to achieve optimal balance sheets. By stress testing portfolios under various scenarios, institutions can ensure resilience and make informed decisions to optimize profitability.

Streamline Risk Reporting

Moody’s credit portfolio management solution facilitates streamlined risk reporting by refining practices such as the Internal Capital Adequacy Assessment Process (ICAAP) and compliance with regulations like IFRS 9 and CECL. The solution empowers institutions to navigate complex regulatory requirements and enhance confidence in decision-making through comprehensive internal committee reviews based on sector, geography, and more. This enhances transparency and governance, enabling better risk communication.

Monitor Portfolio and Receive Early Warnings

By utilizing early warning indicators and portfolio monitoring tools, Moody’s solution enables institutions to anticipate risks and stay ahead of challenges. The solution provides real-time insights into portfolio performance, allowing risk managers to make timely adjustments and rebalance risk allocation. This proactive approach helps institutions mitigate potential threats and maintain a balanced and profitable credit portfolio.

Maximizing Financial Insights with Moody's Analytics

Introduction to Moody's Analytics

Moody's Analytics is a leading provider of financial intelligence, offering a comprehensive suite of solutions to help organizations make better decisions. Their platform is designed to empower businesses with the data, analytics, and insights needed to navigate today's complex financial landscape. From risk management to credit analysis, Moody's Analytics provides a range of tools to support businesses in achieving their financial goals.

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Moody’s Analytics Actuarial Modeling Solutions for Insurance Industry Challenges

Overview of Actuarial Modeling Challenges in the Insurance Industry

Insurance is a dynamic industry that requires constant evaluation of evolving risks and compliance with new regulations and financial reporting standards. Mandates like IFRS 17, LDTI, and climate disclosures have led to a significant increase in the complexity and volume of modeling requirements, necessitating enhanced efficiency and reliability in actuarial modeling to meet deadlines and governance standards.

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Moody's Analytics: Providing Comprehensive Credit Ratings and Research Solutions

Understanding Moody's Ratings

Moody's Analytics is a leading global provider of credit ratings, research, and risk analysis, offering valuable insights into the financial stability and creditworthiness of organizations, debt instruments, and securities. Through Moody's Ratings, issuers can develop timely debt strategies for market entry and attract a larger investor base. Simultaneously, investors gain a comprehensive view of global debt markets, enabling informed decision-making.

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Navigating Basel Compliance with Moody’s Analytics

Accurately Measure the Impact of Basel

In the evolving regulatory landscape, Moody’s Analytics offers a comprehensive solution to accurately measure the impact of Basel requirements on regulatory capital and liquidity metrics. Leveraging expertise, vast data sources, advanced risk analytics, and cloud-native software, banks can assess Risk Weighted Assets (RWAs), Liquidity Ratios (LCR, NSFR), Leverage Ratios, and more with precision, transparency, and speed.

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Moody’s Analytics - Comprehensive Underwriting Solutions for Risk Pricing and Portfolio Optimization

Underwriting Expertise Rooted in Industry Leadership

Moody’s Analytics offers underwriting solutions that are backed by industry leadership and one of the world's most extensive databases on companies. Their award-winning catastrophe models enhance their modeling expertise, which has been refined over 30 years and validated with real-world losses. This ensures that clients can confidently price risk, leveraging comprehensive public and private entity data along with cloud-native technology.

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