Maximize profitability with Intelligent Pricing
nCino's Commercial Pricing & Profitability solution revolutionizes the way financial institutions optimize pricing and profitability. By leveraging nIQ, this powerful platform enables pricing policy to be set, managed, and centrally administered within the back office. Commercial bankers benefit from real-time insights into loan and relationship profitability, ensuring adherence to institutional policies and financial targets. This system provides fast, competitive rates to enhance the client experience and promotes intelligent pricing of loans for maximum profitability. It supports pricing and negotiation throughout the entire commercial deal lifecycle, maximizing profitability with speed and confidence.
Leverage the Power of nIQ
One of the key features of nCino's Commercial Pricing & Profitability offering is the utilization of nIQ to calculate and deliver pricing and profitability insights. By eliminating disparate processes and reducing reliance on emails and siloed systems, financial institutions can experience a streamlined, single-platform experience. This not only simplifies vendor management and consolidates the tech stack but also increases agility in setting, executing, and scaling pricing strategy across the organization.
Gain Greater Visibility for Growth
With nCino’s solution, institutions can gain invaluable visibility into relationship profitability through insightful dashboards. This empowers users to identify areas of focus efficiently, maximizing their time and building profitable client relationships. The platform enhances visibility into relationship profitability across various parameters such as portfolio, region, user group, user, product, and term, facilitating informed decision-making and fostering growth.
Price Quickly and Confidently
The Quick Price tool within Commercial Pricing & Profitability enables users to swiftly provide prices to customers that align with institutional targets and policies. This tool allows users to price loans without creating a loan record, providing indicative prices in real-time. Accessible within nCino’s Commercial Loan Origination System, Quick Price facilitates rapid decision-making and instills confidence in pricing strategies.