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Revolutionizing Account Opening with nCino's Digital Solution

Simplify Customer Experience and Stay Competitive

In today's fast-paced digital world, offering seamless and efficient account opening solutions is crucial for financial institutions to meet customer expectations, stay competitive, and remain relevant. nCino's Consumer Deposit Account Opening Solution is designed to streamline the account opening process, allowing customers to start, continue, and complete applications seamlessly across various channels without redundant data entry. This user-friendly approach enhances customer satisfaction and loyalty.

Empowering Financial Institutions with Data-Driven Insights

nCino's solution provides financial institutions with powerful workflows and a comprehensive 360-degree customer view. This enables quick access to personalized cross-selling opportunities while capturing and reporting valuable deposit data. By utilizing data analytics and automated identity verification, institutions can make smarter decisions about identity and risk, leading to increased operational efficiency and regulatory compliance. The seamless integration of best-in-class KYC and AML requirements further enhances security and trust.

Enhanced Growth and Operational Efficiency

Financial institutions leveraging nCino's Consumer Deposit Account Opening solution witness a significant increase in online account openings, emphasizing the effectiveness of the platform in driving growth. By simplifying account opening processes, automating identity verification, and leveraging deposit portfolio analytics, institutions can improve account growth rates, increase wallet share, and reduce manual review time. This not only leads to operational efficiency but also lays the foundation for customer-centric growth strategies.

Building Stronger Customer Relationships

In a digital-first era, providing fast and intuitive account opening experiences while maintaining human-to-human interactions is key to fostering strong customer relationships. nCino's solution strikes a balance between digital convenience and personalized engagement, empowering financial institutions to deliver an exceptional customer experience. By offering multiple communication options and enabling secure instant messaging, audio, or video calls, institutions can connect with customers wherever they are, building trust and loyalty.

Transforming Retail Offerings for Positive Change

As highlighted by Raphael Reznek, Chief Information Officer at Mascoma Bank, nCino's platform has the capability to support community-focused missions by driving efficiencies and positive change throughout the bank. The seamless integration of digital account opening solutions with analytics tools allows institutions to revolutionize retail offerings, enhance customer service, and align with evolving market demands. This transformation not only benefits institutions internally but also positively impacts the communities they serve.

nCino: Ensuring Privacy and Transparency in Information Practices

Scope of Privacy Statement

nCino Inc. is dedicated to safeguarding privacy and maintaining transparency in its information practices. The Privacy Statement, effective from June 1, 2024, outlines how personal information is collected, used, disclosed, and processed by nCino and its subsidiary companies. It delves into the rights and choices individuals have regarding their personal information, emphasizing nCino's commitment to privacy.

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Empowering Financial Institutions with nCino's Cloud Banking Solutions

Revolutionizing Financial Institutions

nCino, a leading provider of cloud banking solutions, offers a transformative platform that empowers financial institutions to streamline processes, enhance customer experiences, and drive operational efficiency. With a strong focus on innovation and digital transformation, nCino's solutions cater to various sectors within the financial industry, including commercial banking, consumer banking, small business banking, mortgage suite, and treasury management. By leveraging nCino's technology, organizations can achieve greater agility, scalability, and competitiveness in today's rapidly evolving financial landscape.

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Empowering Financial Institutions with nCino's Comprehensive Cloud Banking Platform

Revolutionizing Financial Services

nCino offers a cutting-edge platform that unites individuals and data, allowing financial institutions to elevate their strategic decision-making, risk management, and customer satisfaction. By selecting top-tier intelligent solutions, institutions can tailor experiences to suit their unique requirements, ensuring a seamless and efficient banking process.

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Transforming Underwriting with nCino's Automated Spreading Solution

Accelerate Spreading with Intelligent Automation

nCino offers a sophisticated software solution for financial spreading that significantly enhances efficiency and accuracy in underwriting processes. By automating the spreading of financial data, this tool allows financial institutions to focus on insightful analysis rather than manual data entry. This automation not only accelerates the spreading process but also improves the quality of credit decisions, leading to better portfolio growth and risk management.

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Empower Your Financial Institution with nCino's Commercial Pricing & Profitability Solution

Maximize profitability with Intelligent Pricing

nCino's Commercial Pricing & Profitability solution revolutionizes the way financial institutions optimize pricing and profitability. By leveraging nIQ, this powerful platform enables pricing policy to be set, managed, and centrally administered within the back office. Commercial bankers benefit from real-time insights into loan and relationship profitability, ensuring adherence to institutional policies and financial targets. This system provides fast, competitive rates to enhance the client experience and promotes intelligent pricing of loans for maximum profitability. It supports pricing and negotiation throughout the entire commercial deal lifecycle, maximizing profitability with speed and confidence.

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