Enhanced Business Agility and Innovation
Oracle FLEXCUBE Universal Banking offers a transformative solution that drives progressive transformation and continuous innovation in the banking sector. With an agile, open architecture, and cloud infrastructure, this software accelerates business agility, streamlines connectivity, and optimizes operations. It enables financial institutions to adapt swiftly to market changes, capitalize on opportunities, and stay ahead of the competition.
Comprehensive Product Portfolio Management
One of the key features of Oracle FLEXCUBE Universal Banking is its ability to help banks build, expand, and scale offerings efficiently. Banks can accelerate time-to-market by rolling out tailor-made offerings quickly. This software allows for a comprehensive product portfolio that covers deposits, lending, and microverticals like Islamic banking, microfinance, and financial inclusion. Additionally, centralized product administration ensures easy management of large portfolios and efficient scaling across the banking enterprise.
Innovative Product Customization and Insights
Oracle FLEXCUBE Universal Banking enables banks to design and customize tailor-made products and offerings for diverse customer segments and markets. With extensive parameterization and multiple localizations, banks can roll out customized and enticing pricing options for their products. Moreover, leveraging machine learning-based insights, this software helps in providing intelligent product recommendations to enhance cross-selling and upselling opportunities.
Key Benefits and Success Stories
Organizations leveraging Oracle FLEXCUBE Universal Banking can establish competitive advantages, optimize total cost of ownership (TCO), and harness the power of the cloud for enhanced operations. By maximizing business agility, driving innovation, and leveraging market opportunities, banks can diversify and scale their business lines efficiently. Case studies like Mizuho Bank and Bankmed showcase how this software has helped modernize core banking operations, reduce time to market for new products, and establish a competitive edge in the industry.
Future-ready Banking Solutions
Oracle FLEXCUBE Universal Banking is designed to meet the evolving needs of the banking sector with its forward-looking approach. By deploying this solution on Oracle Cloud Infrastructure, banks can take advantage of lower operating costs, enhanced availability, and robust security measures. With a focus on streamlining operations, optimizing performance, and lowering costs, Oracle FLEXCUBE Universal Banking ensures that financial institutions are well-equipped to navigate the dynamic landscape of the financial services industry.